FAQ

Frequently Asked Questions

Am I Ready to Be a Homeowner?

We can discuss your finances, lifestyle, and goals to see if homeownership aligns with your current situation

Is Renting or Buying Better?

It depends on your needs and goals. We can compare factors like flexibility, long-term investment, and financial readiness to decide what’s best for you.

What Is the Lender's Formula?

There’s no single formula, but lenders consider factors like income, debt, credit score, and down payment to determine your eligibility and loan amount.

What Do I Look for in Homes?

Location, size, features, and budget are all important. I can help you prioritize your needs and find a home that ticks all the boxes.

Do I Need a Home Warranty?

A home warranty offers protection against unexpected repairs on appliances and systems. We can discuss the pros and cons to see if it’s right for you.

What Should I Expect at Closing?

Closing is the final step where ownership is transferred. I’ll walk you through the paperwork and ensure everything goes smoothly.

What Is Pre-approval?

Pre-approval estimates the loan amount a lender might offer you. It strengthens your offer and shows sellers you’re a serious buyer.

Am I Ready to Rent?

Similar to homeownership, we can assess your financial situation and desired living situation to see if renting is a good fit.

What Should I Offer?

We’ll consider the market value, comparable properties, and your budget to craft a competitive offer with the best chance of getting accepted.

Can I Ask You for Advice?

Absolutely! That’s what I’m here for. Feel free to ask me anything about the real estate market or the home buying/selling process.

Let's Find You Together The Place You Deserve

Give us a call, you will be glad you did that